Payment Policy & Billing Terms

Last updated: June 26, 2026

The digital commercial platform Xoran, strictly owned and operated under the legal corporate infrastructure of AIR COMBAT AUSTRALIA PTY LTD, is committed to providing a secure, transparent, and frictionless billing ecosystem for all consumer transactions. This Payment Policy outlines our authorized payment methods, security encryption compliance, transaction currencies, and financial protocols for orders destined for Singapore.

1. Authorized and Accepted Payment Methods

To guarantee complete compliance with absolute merchant transparency, we only accept payments through fully verified, industry-standard international financial gateways. As visually certified on our interface, our authorized checkout channels are strictly limited to the following methods:

• Credit/Debit Cards: Visa, Mastercard, American Express (AMEX), and UnionPay.
• Digital Wallets & Express Checkout: PayPal, Apple Pay, Google Pay, and Shop Pay.

*Note: We do not accept cash on delivery (COD), personal checks, direct bank wire transfers, or unverified cryptocurrency tokens under any operational circumstances.

2. Currency Standardization & Price Transparency

All commercial transactions, product valuations, shipping records, and checkout summaries executed on our infrastructure are denominated exclusively in United States Dollars (USD, $).

For consumers initiating purchases from Singapore, please be advised that the final amount debited from your financial account will be processed in USD. Xoran does not impose any hidden payment surcharges, processing taxes, or dynamic checkout fees. Any marginal variation in your final statement may arise strictly from standard cross-border foreign exchange conversion rates applied independently by your local banking institution or card issuer.

3. Data Security & PCI-DSS Encryption Compliance

We reject insecure transactional frameworks. Our checkout system is built directly upon Shopify’s Level 1 Payment Card Industry Data Security Standard (PCI-DSS) compliant infrastructure.

All data transmissions during the payment phase are restricted via 256-bit Secure Sockets Layer (SSL) encryption certificates. Your raw credit card numbers, CVV codes, and secondary authentication credentials are handled through tokenized gateways; they are never processed on our local hardware, never stored within our database logs, and never accessible by our administrative personnel.

4. Anti-Fraud Assessment & Billing Verification

To mitigate financial risks and satisfy strict international anti-money laundering (AML) mandates, all orders undergo an automated fraud assessment protocol upon submission.

We reserve the right to cancel and fully refund transactions that exhibit severe security anomalies, such as an unresolvable mismatch between the billing country code and the issuing bank nation. Please ensure that your billing address corresponds precisely to the documentation registered with your credit card vendor to avoid systematic order holds.

5. Complete Pricing Framework

The total financial liability of the consumer comprises solely the unit product price multiplied by quantity, as calculated transparently in the active shopping cart. Because Xoran operates on a 100% Free Standard Shipping model for the Singapore market, the shipping cost line item will always display exactly $0.00 USD at checkout, ensuring no unexpected cost inflation.